What We Do

We are not in business to perform the job of a high school guidance counselor. We fully appreciate all that guidance counselors do to aid students. We also recognize that guidance counselors may not have the time or resources to be able to provide you with a personalized financial plan.

Steve Stanganelli, CFP® and CollegeCashPro.com fit into the picture as financial aid and college funding specialists. We know the system and how you can use the tax code to help you lower the cost of college. We focus on identifying strategies that may lower the Expected Family Contribution as low as is legally allowed to maximize student aid from schools and other private and government sources.

As qualified financial planners we can show you how to pay for college without putting your budget, retirement or other goals at risk.

What We Do for You

  • Show you how to understand the financial aid system
  • Calculate your Expected Family Contribution (EFC) and find ways that may lower it to qualify for more aid
  • Analyze your family’s ability to receive financial aid
  • Identify tax-saving strategies that may lower your overall tuition costs
  • Develop methods and strategies to increase the amount of financial aid your family can receive
  • Assist in the preparation of all applications for financial aid applications

What Is A College Financial Planner?

College Financial Planners work for client families.

The College Financial Planner is professionally trained to provide the family with the best possible solution to their college funding problems. We analyze and recommend methods to minimize the Expected Family Contribution that help families qualify for the maximum amount of aid permitted by law. With rising college costs consistently outpacing inflation, parents and grandparents should not feel bad about seeking a financial professional’s services! College Financial Planners help client families navigate the financial aid process to avoid costly mistakes just as accountants help taxpayers properly deal with the tax code. Financial aid planners can help families find ways to better finance college without going broke.


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The College Cash Pro Edge – Working for You

To minimize your taxes and Expected Family Contribution, protect your wealth, and qualify for more aid or scholarships, you need a plan. You need concepts and strategies that leave more on your bottom line and in your pocket, without raising “red flags” or straying into “gray areas.”

It doesn’t matter how good your current accountant is with a stack of receipts on April 15. If you haven’t planned right, by April 15 it’s just too late. Filling out a FAFSA form is not college planning any more than filling out a 1040 at tax time is tax planning.

Have you organized your finances for maximum benefit? Are you taking advantage of all the legitimate deductions, credits, and strategies the tax code offers in order to minimize your college costs? Do you know the tips to gain more financial aid or qualify for more scholarships?

My name is Steve Stanganelli and I started Clear View Wealth Advisors and the College Cash Pro services to give clients like you a different kind of service. We give you proactive advice and strategies to help you find better ways to finance an increasingly costly college education while minimizing the impact on your cash flow and retirement goals.

We partner with business owners and professionals who have families with college-bound students throughout the Merrimack Valley and North Shore. We have the experience — and more importantly, the proactive attitude — to provide you with the tools and tips to help you better manage rising college costs.

Expert Help is Available Call 978-388-0020 or 617-398-7494

Steve Stanganelli, CFP®