Steve Stanganelli
Clear View Wealth Advisors, LLC & Steve Stanganelli, CFP® help clients make smart money decisions and provide the tools to manage your money for life. We focus on helping time-starved professionals with college-bound students within five years of college balance the demands of the 'Sandwich Generation': dealing with elder care for parents, paying for college and funding retirement goals. As fiduciary advisers providing personal financial planning services to individuals, families and businesses throughout Greater Boston, eastern Massachusetts and the Merrimack Valley, we eliminate conflicts of interest and put your interests first. Whether your challenge is minimizing taxes, providing a guaranteed income for retirement, funding college education, or paying off debt and managing cash flow, my team of allied professionals will help you define and achieve your goals using unparalleled resources, proven strategies and conflict-free advice.
Smart Way to Borrow for College
The smart way to borrow for college needs to begin with a plan. Too often families turn first to loans to fill in the gap for the high cost of a college education. Taking on too much debt to pay...
Five 529 Plan Myths
A 529 savings plan is a tax-smart way to save for your child or grandchild’s college education. You can be ahead of the game by avoiding these five 529 Plan myths that could be costly. Myth 1: I must use...
Pay Wholesale for a College Education
Allow me to be brutally honest with the parents of college-bound students. Unless you pay wholesale for a college education, you’re paying too much. If you’re like most parents, you’ll be duped into paying retail but you should think...
Financial Aid Impact of Savings and Investments
College funding is a combination of strategies to lower the overall cost. It’s not just about 529 savings or dealing with the FAFSA. It is more holistic. When considering the financial aid impact of savings and investments on college funding,...
How to Pay for Your Graduate Degree
As more and more students look to continue their educations the big question is how to pay for your graduate degree. Nowadays, a college degree is almost a requirement to get any job in our knowledge economy. Oftentimes, a graduate...
College Funding: Paying for College with Tax Scholarships
Parents need to understand that there is more to college funding than a 529 Plan. Saving FOR the cost of college is not the same as saving ON the cost of college. And there are more ways to save on...
College Financial Aid Myths
College financial aid myths persist and they can be a big danger to your financial health. If you don’t understand how the college funding system works, you’re likely short-changing yourself now and in the future. Most people right now are...
7 Investment Ideas for College Students and Parents
College is expensive but you shouldn’t neglect building your future nest egg and having a solid financial foundation under you. Financial freedom begins early but it’s never too late for students or their parents. Here are 7 investment ideas for...
Differences Between 529 Plans and Coverdell ESA
Most every new year begins with a set of New Year’s resolutions. Along with eating better, exercising and losing weight, parents and grandparents may also set their eyes on saving more for college. Every good intention can easily be side-tracked...
College Planning: Paying for College without Going Broke
Join Steve Stanganelli and the Georgetown (MA) PTA for a college financial planning workshop “College Planning: Paying for College without Going Broke” at the Georgetown Peabody Public Library (2 Maple Street, Georgetown, MA) from 7 PM to 8 PM on...