Steve Stanganelli
Clear View Wealth Advisors, LLC & Steve Stanganelli, CFP® help clients make smart money decisions and provide the tools to manage your money for life. We focus on helping time-starved professionals with college-bound students within five years of college balance the demands of the 'Sandwich Generation': dealing with elder care for parents, paying for college and funding retirement goals. As fiduciary advisers providing personal financial planning services to individuals, families and businesses throughout Greater Boston, eastern Massachusetts and the Merrimack Valley, we eliminate conflicts of interest and put your interests first. Whether your challenge is minimizing taxes, providing a guaranteed income for retirement, funding college education, or paying off debt and managing cash flow, my team of allied professionals will help you define and achieve your goals using unparalleled resources, proven strategies and conflict-free advice.Watch Out for Grandparent-Owned 529 Plans
Unlike medicines and pesticides, financial products do not come with warning labels. But they should. Grandparents and other relatives interested in helping pay for college may actually do more harm unless you follow this advice. Help from Grandparents and Family...
More on How to Use UGMA or UTMA Custodial Accounts for College
UGMA and UTMA? Wait! There’s more. Just like the amazing Ginsu knives on late night TV we’re back with more about college money options. In this second part of my post I’ll focus more on how to use UGMA or...
How to Use UGMA or UTMA Custodial Accounts for College
Looking for alternative college saving strategies? Interested in more flexibility to use funds for your student’s other financial needs? Consider a UGMA or UTMA custodial account. Here’s how to use UGMA or UTMA custodial accounts for college. Overview of...
How to Pay for College for Multiple Children
OK, moms and dads, how will you pay for college for multiple children? With college costs now averaging more than $22,000 per year per child for a public in-state student and averaging more than $44,000 per year per student for...
How America Pays for College
How America pays for college has a direct impact on individuals, families and society now and in the future. According to a recent study by Sallie Mae, about half of all parents surveyed do not save for college. Of those...
How to Beat the Odds for College Admission
College admission is complicated. Here’s how to beat the odds for college admission and get into the right school at the right price. With an ever-increasing pool of applicants trying to gain college admission and college admission rates dropping, you...
Paying the Bill for Private School
As daunting as the ‘paying for college’ conversation is with many of my clients, sometimes we have to talk about how do you best handle paying the bill for school before college? Paying the bill for a private school can...
Young Parents Prepare for College: Part 3
How do young parents prepare for college? Heck, the kids may not even be out of diapers yet and you start hearing voices inside your head. Is that your conscience or (in my case) a toddler calling out Daddy at...
What Can Parents Do To Make Paying For College Easier
Paying for college involves lots of moving pieces. What can parents do to make paying for college easier on their wallets now and their retirement dreams later? Parents of college-bound high school students are served better when they and their...
Playing with Fire: Financial Advisors Need Help with College Planning
Are you playing with fire when it comes to college planning? You just might be. I have a good friend of mine whose signature mock saying is “drive fast, take chances, live dangerously.” Well, most people do and would just...