Steve Stanganelli
Clear View Wealth Advisors, LLC & Steve Stanganelli, CFP® help clients make smart money decisions and provide the tools to manage your money for life. We focus on helping time-starved professionals with college-bound students within five years of college balance the demands of the 'Sandwich Generation': dealing with elder care for parents, paying for college and funding retirement goals. As fiduciary advisers providing personal financial planning services to individuals, families and businesses throughout Greater Boston, eastern Massachusetts and the Merrimack Valley, we eliminate conflicts of interest and put your interests first. Whether your challenge is minimizing taxes, providing a guaranteed income for retirement, funding college education, or paying off debt and managing cash flow, my team of allied professionals will help you define and achieve your goals using unparalleled resources, proven strategies and conflict-free advice.3 Biggest Mistakes Parents Make Saving for College
Parents around the country have just sent their kids back to school. And many are breathing a sigh of relief. A quiet house again. Gold. But if you’re a parent who plans to help pay for your child’s college one...
2018 FAFSA Bug Affects Single Parents
Last year’s FAFSA was complicated by a concern with identity theft that shut down the automated IRS Data Retrieval Tool (DRT). THe 2018 FAFSA has a bug that affects single parents. This is a new error that has been discovered...
Twenty-One Ways to Pay for College
If your kids are heading off to college, you want to know how to pay for college. Whether they’re going this fall, next year or further down the road, you can stay calm by having a plan. In this series...
Pay Off Your Mortgage or Save for College?
As the song in Cabaret goes, money makes the world go round. But there never seems to be enough of it. There’s always something. Parents are faced with all sorts of choices when it comes to household finances. One is:...
Financial Aid Alert: Data Retrieval Tool Suspended by IRS
Completing financial aid forms just got a little harder. Until now data from a family’s tax returns could automatically be downloaded from the IRS to complete FAFSA and Profile financial aid forms. But the Department of Education and IRS announced...
Grandparents Can Bridge College Cost Gap
For many families, a college education is a significant financial burden that is increasingly hard to meet with savings, current income, and a manageable amount of loans. For some, the ace in the hole might be grandparents, whose added funds...
How to Pay for College Without Lots of Debt
With some planning, it is possible to pay for a college education without putting yourself behind the eight ball and piling up debt. Here are some strategies that may help show you how to pay for college without lots of...
How to Pay for College After Divorce
Because I’m often asked as a part of my divorce financial planning practice, I will be addressing the question of how to pay for college after divorce as part of an occasional series. Oftentimes, lawyers and their clients do not...
3 College Rankings Worth Considering
With higher education costs escalating faster than traditional inflation, it’s important to treat the college selection process as the serious investment it is. Whether you, your child, grandchild or other loved one is researching colleges and universities, calculating the actual...
Does a 529 Plan Make Sense with Less than 10 Years to College?
One way families can help save for college is through a 529 Savings Plan but does a 529 Plan make sense with less than 10 years to college? Recently, I received a press request asking for comment on ways families...