Steve Stanganelli
Clear View Wealth Advisors, LLC & Steve Stanganelli, CFP® help clients make smart money decisions and provide the tools to manage your money for life. We focus on helping time-starved professionals with college-bound students within five years of college balance the demands of the 'Sandwich Generation': dealing with elder care for parents, paying for college and funding retirement goals. As fiduciary advisers providing personal financial planning services to individuals, families and businesses throughout Greater Boston, eastern Massachusetts and the Merrimack Valley, we eliminate conflicts of interest and put your interests first. Whether your challenge is minimizing taxes, providing a guaranteed income for retirement, funding college education, or paying off debt and managing cash flow, my team of allied professionals will help you define and achieve your goals using unparalleled resources, proven strategies and conflict-free advice.
Top 7 Myths About College Financial Aid
If you’re the parent or grandparent of a college bound high school student, you may be overlooking substantial financial assistance and tax opportunities and not even know it. Why? Too often parents become victims of the top 7 myths about...
Paying for College: 4 Helpful Tips for Grandparents
There is a saying that to raise a child takes a village. It also takes money. Some reports indicate that the cost of raising a child today through high school graduation for a dual-income family is just about $250,000. Adding...
6 Tips to Get More Aid as FAFSA Deadlines Approach
For many parents of college-bound juniors and seniors as well as graduate school candidates, it will soon be time to file financial aid forms. You can begin submitting the FAFSA, the Free Application for Federal Student Aid, as early...
8 Tips to Pay for College Without Student Loans
With the average college student graduating with at least $28,000 in debt – and in many cases much more – you’ve got to wonder if there are other ways to pay for college without student loans. Yes, Virginia, you can...
College Planning Tips from Car Buyers
College is expensive and getting more expensive every year. It’s almost like buying a new car. You wouldn’t simply show up at a car dealer’s lot and drive off with the first car you saw, would you? I didn’t think...
Life Insurance for College Savings – Proceed with Caution
As the foliage starts to turn and campus tours bring a new crop of potential applicants to colleges everywhere, anxious parents worry about how to pay for that college degree. Parents may be pitched the benefits of cash value life...
The College Funding Dilemma
With the cost of a college degree exceeding $60,000 and in many cases approaching $100,000 or more for a bachelor’s degree at an in-state public university, how will you pay for it? You can beg, borrow and probably steal (though...
Your Student Loans and the Government Shutdown
This whole government shutdown mess is one of those on-going teachable moments my wife and I are so familiar with when dealing with two occasionally crying toddler boys. As I like to say to my four- and two-year old toddlers...
The Myth of the Gerber College Plan
The pitch is appealing as several young families sit around and wonder how they will pay for college for that remarkably quiet bundle of joy in the middle of their little coffee klatch. Solution? Gerber College Plan! Worth your time...
Taxes on Social Security Benefits for Dependent Students
Do you have a dependent child attending college who also receives Social Security Benefits? How does this affect financial aid and income taxes? These types of questions come up from time to time. I have several college planning clients whose...