Financial Aid

6 Tips to Get More Aid as FAFSA Deadlines Approach

  For many parents of college-bound juniors and seniors as well as graduate school candidates, it will soon be time to file financial aid forms. You can begin submitting the FAFSA, the Free Application for Federal Student Aid, as early as January

8 Tips to Pay for College Without Student Loans

With the average college student graduating with at least $28,000 in debt - and in many cases much more - you've got to wonder if there are other ways to pay for college without student loans.  Yes, Virginia, you can get a college degree without

College Planning Tips from Car Buyers

College is expensive and getting more expensive every year.  It's almost like buying a new car.  You wouldn't simply show up at a car dealer's lot and drive off with the first car you saw, would you?  I didn't think so.  Well, here you can use these

Life Insurance for College Savings – Proceed with Caution

As the foliage starts to turn and campus tours bring a new crop of potential applicants to colleges everywhere, anxious parents worry about how to pay for that college degree.  Parents may be pitched the benefits of cash value life insurance as a

The College Funding Dilemma

With the cost of a college degree exceeding $60,000 and in many cases approaching $100,000 or more for a bachelor's degree at an in-state public university, how will you pay for it?  You can beg, borrow and probably steal (though not recommended) but

Your Student Loans and the Government Shutdown

This whole government shutdown mess is one of those on-going teachable moments my wife and I are so familiar with when dealing with two occasionally crying toddler boys.  As I like to say to my four- and two-year old toddlers when they do something

The Myth of the Gerber College Plan

The pitch is appealing as several young families sit around and wonder how they will pay for college for that remarkably quiet bundle of joy in the middle of their little coffee klatch. Solution? Gerber College Plan! Worth your time and money? Nope.

Taxes on Social Security Benefits for Dependent Students

Do you have a dependent child attending college who also receives Social Security Benefits? How does this affect financial aid and income taxes?  These types of questions come up from time to time.  I have several college planning clients whose

Ask the College Cash Pro: 529 Plan Distributions

    Do the distributions from a 529 plan need to be taken the same year as expenses? Q.)  Tanner from Temecula, California asks:  My daughter is starting her 2nd year of college and I'm wondering if distributions need to be taken each

Paying for College – A Retirement Funding Problem for Parents

Next to buying a home, a child’s college tuition is probably the largest single expense a family will ever incur. Today's college education costs range from $11,000 to $23,000 per year at a state college and $26,000 to $52,000 or more at a private